Renters Insurance
Understanding the difference between renters insurance and your landlord's insurance is crucial. Landlords' insurance usually covers only structural damage like the roof, ceiling, and walls from specific causes, while renters' policies handle the rest, including your belongings.
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Renters insurance covers many of the things your landlord doesn’t
Renters insurance safeguards your personal belongings from theft or damage, including furniture, clothing, electronics, appliances, and essentially all your possessions within your home. Additionally, it provides coverage for injuries that occur on your property and legal expenses in the event of a lawsuit. In cases where damage necessitates temporary lodging, renters insurance also includes coverage for hotel expenses.