Vehicle insurance is a type of insurance that provides coverage for cars, motorcycles, trucks, and other vehicles. It offers financial protection in the event of accidents, damage, or theft.

In many countries, vehicle insurance is mandatory. Liability insurance, which covers damage to others in accidents you cause, is typically required, while additional coverage is optional.

Several factors affect the cost of vehicle insurance, including your driving history, the type of vehicle you drive, your location, coverage limits, deductibles, and discounts.

 A deductible is the amount you must pay out of pocket before your insurance company covers the rest of the repair or replacement costs in a claim.

Coverage for driving someone else's car varies by policy. Some policies offer coverage, while others may not. It's essential to check with your insurance provider.

You can save on vehicle insurance by maintaining a clean driving record, bundling multiple policies (e.g., auto and home insurance), driving a safe and less expensive car, and taking advantage of discounts like safe driver or good student discounts.